Friends, UPI rules are being discussed a lot these days because I want to tell you that there has been a big change in the UPI rules. Some new rules have been implemented to reduce the load on the NPCL system and to make the payments faster. Friends, in today's blog article, we will learn about many new changes related to UPI and what benefit or loss the UPI users are going to get from this new change, we are going to talk about all these topics in today's article.
And at the same time, friends, we are going to share many things related to UPI with you, which is going to be implemented from August 1, 2025. Along with making UPI payments, limits have also been imposed on tasks like checking balance or auto payment and at the same time, friends, now a limit has also been imposed on how many payments you can transfer or check in a day on UPI. We are going to tell you about all these topics in today's block article, so read and understand this article carefully from beginning to end.
The new UPI rule to be implemented from August 1, 2025 is an important and big change in the direction of making the Indian digital payment ecosystem safe as well as fast and reliable, this is because it is very important for every UPI user to know about these rules so that any other facility coming can be avoided.
Big change in UPI payment, now it is important to know these 5 important things before making payment UPI New rules 1 August 2025
Friends, a news is getting viral very fast where it is being told that from 1st August 2025, a big change will be seen in UPI payment where friends, along with the change in the rules of UPI, you can check the balance only 50 times a day on the UPI app and at the same time the auto payment system will work only during the best time, this is because now you will be given only four chances in a day for the failed auto debit.
However friends, from August 1, 2025, your UPI experience may change completely because I want to tell you guys that some such changes are being made to reduce the extra load on the National Payment Corporation of India system and to generally make the UPI payments faster, which is going to benefit us the most especially during the best hours and yes friends, if I tell you guys, in such a situation, if you use any type of payment app i.e. Paytm Google Pay or PhonePe etc. to make regular payments, then before that you guys should definitely know about the five updates told by us, so what are those 5 updates, so let us know.
- Big change in auto payment.
- Limit access to bank account details.
- Limit on checking balance.
- Limit for failed auto debit.
- Inactive UPI ID will be deactivated.
1. Big change in auto payment
Friends, I want to tell you guys that you are going to see big changes in the rules of UPI or you can say auto payment because friends, UPI's auto payment system which usually handles many payments like OTT subscription or EMI, now this system will mainly work only in non-peak time, if I tell you guys, then friends, it will be able to make payment only from 10:00 am to after 9:30 pm, this is because friends, in fact, the system should not be loaded too much during the busiest time.
2. Limit access to bank account details
Friends, I want to tell you that you are going to get some limit in limit access to bank account details, this will benefit you that every user will now have a limit of 25 times every day to view the list of bank accounts linked to their mobile number through UPI and at the same time friends, this will be possible only when you select your bank in any payment app.
3. Limit on checking balance
Friends, you must be checking your balance, but I want to tell you that you may have to face a limit even on checking the balance, like now you will be able to check your account balance only 50 times a day on every UPI app or the calculation is done in a period of 24 hours.
And we want to tell you that this includes only those balance requests that you make directly and not only this, friends, apart from this, UPI apps can no longer check the balance automatically in the background, as well as to reduce the need to check the balance again and again after making payment to someone, your updated balance will be shown on the screen only when you are within the limit.
4. Limit for failed auto debits
Friends, in this new update, you can also set a limit for failed auto debits or you can see the limit because for every auto debit, the system will now provide only one main try and three retries. This is because friends, this means that you will get a total of four chances to complete the payment related to a payment. Also, friends, this new rule is being done to prevent pressure on the network in case of repeated failure of a payment.
5. Inactive UPI ID will be deactivated
Friends, if you have not used your UPI ID for the last 12 months, then it will be disabled automatically. This is because the reason for this is that mobile numbers are often reassigned or become redundant. In such a situation, it is very important to do this for the safety of the old number.
The main objective of all this
- Friends, the experience of both banks with each other has been improved to a great extent with the new technology.
- To reduce the cases of transaction failure and slowdown to a great extent.
- Friends, the main objective is also to control the increasing load on the server these days
- To make Upi payments even more secure
Friends, in today's blog article, I have shared with you all the information about the changes made in UPI. Friends, I would like to request you to read this rule from beginning to end so that you can understand it even better and yes friends, if after reading this article today, you face any problem or problem, then you can tell us by commenting below. Thank you